I accept Paypal payment only for international. You can check out with your debit/credit card even if you don't have a Paypal account.
For Philippines based: Just DM me on instagram (@presetsbyfaye) for details of payments. I have GCash account.
WHY MY CARD KEEP GETTING REJECTED?
When a payment fails most likely something on the internal side of the card, you need to contact your bank to know if there is a lock or anything on your card.